The Washington Times ‘Citizen Journalism’ Piece on TRICARE Benefits
Sep 03 2009
“There are no whole truths: all truths are half-truths. It is trying to treat them as whole truths that plays the devil.” – Alfred North Whitehead
Background Information
On Thursday, August 27th, the news outlet Washington Times ran a story in print and on line in their ‘Citizen Journalism’ section that seriously misrepresented the facts of last December’s CBO report on TRICARE and the Health Care Reform bill. When the article was published, members of MOAA’s Government Relations staff (and apparently other individuals) contacted the paper’s staff and brought the inaccuracies to their attention. The pressure was strong enough that the article was removed and if you follow the original URL, you’ll receive the following message:

Fortunately, it was up long enough that you can still see the article via Google’s cached stories feature by clicking here.
Unfortunately, it wasn’t taken down quickly enough for it to go viral, and emails have been coming in at a steady pace.
The Article Text
CITIZEN JOURNALISM: Tricare benefits
Medical care sought for retired military
By Brenda Hurley SPECIAL TO THE WASHINGTON TIMES | Thursday, August 27, 2009
CITIZEN JOURNALISM:
President Obama and his party have endorsed legislation that would drastically cut the Tricare for Life benefits of retired and veteran service members. If it is approved by Congress in a vote next month, retired and veteran service members will be obliged to pay high deductibles and co-pays. Military treatment facilities currently do not charge eligible persons co-pays for medical services or pharmaceuticals.
The concept of providing medical care for families of active-duty members of the uniformed services dates back to the late 1700s. In 1884, Congress declared that “medical officers of the Army and contract surgeons shall whenever possible attend the families of the officers and soldiers free of charge.” There was very little change until World War II, when family members could not be treated. Most draftees in that war were young men who had wives of childbearing age; the extremely large number of babies being born caused a burden on the system. The Korean War again strained the capabilities of the military health care system, and it was not possible to provide free medical care for military families.
On Jan. 1, 1967, Congress passed legislation giving military retirees, their family members and qualified surviving family members of deceased military members free medical care. That promise was broken in the 1980s, when Congress revoked the legislation in order to cut the budget.
Tricare for Life was instituted by Congress in 2002 to reinstate the broken promise that military retirees would receive free health care coverage for life. It was introduced as a supplement to Medicare for military retirees and their family members who are eligible for Medicare. The program pays nearly all medical costs not covered by Medicare.
Now, however, the benefits of retired service members and veterans are in danger again. Tricare comprises three options: one similar to a health maintenance organization, called Tricare Prime; an option with a preferred-provider network, called Tricare Extra; and a traditional fee-for-service plan, called Tricare Standard. Military retirees who are not yet eligible for Medicare may enroll in Tricare Prime by paying an annual enrollment fee of $230 for individual coverage or $460 for family coverage.
In addition, those enrollees in Tricare Prime make a $12 co-payment for each outpatient visit to a civilian physician or other civilian health care provider; visits to military providers are free. Those who do not enroll in Tricare Prime may receive benefits under Tricare Extra or Standard. Beneficiaries who use either of those two plans must pay an annual deductible of $150 for individual coverage or $300 for family coverage. The Tricare enrollment fees, co-pays and deductibles have remained unchanged since 1995.
A Congressional Budge Office study states that “… if the savings that would accrue from reduced spending for Medicare were included, the introduction of cost sharing under this option would reduce the federal spending devoted to Tricare for Life beneficiaries by about $14 billion through 2014 and by about $40 billion through 2019. Approximately 22 percent of those savings would come from a reduced demand for medical services rather than from a transfer of spending from the government to military retirees and their families.
“An advantage of this option is that greater cost sharing would increase Tricare for Life beneficiaries’ awareness of the cost of health care and promote a corresponding restraint in their use of medical services. Research has generally shown that introducing modest cost sharing can substantially reduce medical expenditures without causing measurable increases in adverse health outcomes. Among its disadvantages, this option could discourage some patients, particularly low-income patients, from seeking preventive medical care or from managing their chronic conditions under close medical supervision, which might negatively affect their health.”
If this change is approved by Congress in September, the first curtailment of benefits would occur in 2011. Cost sharing would require retirees to pay the first $525 of medical costs and 50 percent of the next $4,725 for a first-year cost of at least $2,888 per person. The new charges would be indexed to increase with inflation.
The CBO report (which can be found at http://www.cbo.gov/doc.cfm?index=99255) recommends eventually eliminating the Tricare for Life program because it is “too expensive.”
“People who are professionals always look for the channel of least resistance when it comes to cutting money out of the federal and DoD budget,” retired Air Force Brig. Gen. Bob Clements said in an interview. “I can tell you this straight on: Military retirees are one of those channels of least resistance noted for sitting around, doing nothing, and waiting for ole Joe to do it for them. You had better wake up. Your medical benefits are the prime target. If you lose them, you have nobody to blame but yourself.
“Let me repeat that … you have nobody to blame but yourself,” Gen. Clements said. “The way to secure your benefits is to write to your members of Congress and to keep writing and writing and writing. Once is not enough! Keep repeating the above statement until you are blue in the face.
“Health care will eventually become the dominating factor in your life. Remember that it will impact you big time with the utmost in cruelty unless you are fortunate enough to die from a heart attack or get run over by a truck. The service organizations will put up a fight, but they will need your help and can’t do it by themselves. I hope this makes it clear as to what you can expect if you do nothing,” Gen. Clements said regarding younger people who are not yet eligible for Tricare for Life and may be oblivious to the impact of the proposed legislation.
Mr. Obama’s plan also has strong advocates who tout its overall beneficial impact.
“Obama’s health care plan is going to make large insurance companies be more competitive,” said small-business owner and Democrat Ruthie Hottenstein, a Manassas resident who is married to a retired service member. “Some small-business owners may be unable to provide employees with the best health care benefits if the insurance rates keep rising. With Obama’s health care plan, it will bring down the cost of medical benefits and make a more level playing field. Growing up, I had no insurance and didn’t go to the doctor because we had no insurance. A large number of people would be helped if Obama’s health care plan passes.”
Gen. Clements nonetheless said he fears that retired and veteran service members will be negatively affected and recalled the long struggle to maintain benefits. “Remember Tricare for Life is an earned benefit that’s been granted by a previous Congress,” he said.
Evaluation And Commentary
If you are a return visitor to this blog, you will recognize the quotes from General Bob Clements. They are from his original reaction to the CBO’s recommendations last year that became (and remarkably remains) one of the most forwarded emails of 2009. We have discussed the contents of that email on several occasions, namely here and here. It appears that the author of the Washington Times piece used quotes from General Clements and presented it in her article to support her inaccurate statements regarding TRICARE and the future of national health care. MOAA contacted General Clements and he stated that he was not contacted by Mrs. Hurley for the article.
Starting from the first sentence, the article gets the facts completely wrong. The CBO recommendations regarding TRICARE & TFL were never included in President Obama’s budget that was sent to Congress. Unlike previous years in which the White House included cuts to health benefits recommended by the CBO in its proposed budget and Congress was left to strip them out, President Obama took them out on his own. To state that the president and ‘his party’ endorsed the recommendations is a direct and unequivocal misstatement on the author’s part.
Additionally, there are no such changes in any of the versions of the national health care bill nor are there any in the Fiscal Year 2010 National Defense Authorization Act. There is nothing on the docket even resembling what is stated in her article that would come up for vote in September, as is claimed. Cuts to military benefits are something that we are always on the lookout for and there is a future threat (as there always is). But that threat will not come to a head this year, either via the NDAA or the NHCR bill.
In short, the author of the Times piece got duped by an old and widely circulated email that was warning about a future scenario that we now know has not materialized in the way it was originally portrayed. The Washington Times was right to pull the story from its website. Even ‘citizen’ journalists should be able to research their material enough not to include gross misrepresentations of the facts.
One Last Thought on Obama and the Military
If you haven’t heard about it yet, you will. There is a rumor going around that President Obama is forming a ‘Civilian Defense Force’ to quell political opponents and to set up (I’m not kidding you, this is what people are saying) concentration camps. The main source of the rumor seems to be a speech in July 2008 when the then Senator proposed the establishment of a ‘civilian national security force’, which would be more of an expansion of the Peace Corps and AmeriCorps. He was not talking about creating a military organization to replace or rival our currently serving forces, but more of a State department expansion. He echoed this idea with an interview with Military Times in the same month. But one other part of that interview stuck out in my mind and was repeatedly at the forefront of my thoughts while reading the Washington Times article:
“Precisely because I have not served in uniform, I am somebody who strongly believes I have to earn the trust of men and women in uniform.”
Despite the fact that the president has rejected calls for cutting down veteran benefits, and despite the outreach he has made to veterans groups and the military in general, that trust has been extremely hard to come by.
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